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Uninsured Employers

NYC Uninsured Employer Claim Lawyer

Protect Your Benefits & Health with Schotter Millican, LLP

When you suffer a workplace injury, you expect that your employer will have workers' compensation insurance to cover your medical expenses and lost wages. Unfortunately, not all employers follow the law, and some operate without workers' compensation coverage. If you find yourself in this situation, you need a skilled New York City uninsured employer attorney to fight for your rights. At Schotter Millican, LLP, we are dedicated to helping injured workers get the compensation they deserve, even when their employers have failed to provide proper coverage.

Contact us today at (718) 550-0610 to request a free case review with our firm.

Understanding Uninsured Employer Situations in NYC

Workers' compensation is a mandatory requirement for nearly all employers in New York State. It ensures that employees who suffer job-related injuries or illnesses receive medical care and financial assistance without the need for litigation. However, when an employer fails to obtain this legally required insurance, it creates a difficult situation for injured workers.

Employers without workers' compensation coverage may attempt to avoid liability, deny responsibility, or even threaten employees who seek benefits. If you have been injured on the job and your employer does not have insurance, Schotter Millican, LLP is here to help you navigate the legal process and recover the compensation you are owed.

Your Rights as an Injured Worker

If your employer is uninsured, you still have legal options to recover compensation for your injury. Under New York law, injured employees may seek benefits through the Uninsured Employers Fund (UEF), which is designed to cover workers in cases where their employers have failed to obtain coverage. However, obtaining benefits from the UEF can be a complex process requiring extensive documentation and legal arguments. Having an experienced New York City uninsured employer lawyer on your side can make a significant difference in the outcome of your case.

In addition to filing a claim with the UEF, you may also have the right to pursue legal action directly against your employer. Unlike a standard workers' compensation claim, lawsuits against uninsured employers may allow you to seek compensation beyond medical expenses and lost wages, including damages for pain and suffering.

Steps to Take If Your Employer is Uninsured

If you suspect or discover that your employer does not have workers' compensation insurance, taking immediate action is crucial. Here are the key steps to follow:

  1. Report Your Injury: Notify your employer in writing as soon as possible after your injury. Even if they lack insurance, you should formally document your workplace injury.
  2. Seek Medical Attention: Your health is the top priority. Get medical treatment immediately and inform your healthcare provider that your injury is work-related.
  3. File a Claim with the New York Workers’ Compensation Board: You can file a claim even if your employer is uninsured. The board will investigate and may refer your case to the UEF.
  4. Consult a Lawyer: A New York City uninsured employer lawyer can guide you through the legal process, ensure you file the necessary claims, and represent your interests against your employer and the UEF.
  5. Consider a Lawsuit: Depending on your situation, you may be able to file a personal injury lawsuit against your employer for negligence.

Challenges in Uninsured Employer Cases

Filing a claim against an uninsured employer comes with unique challenges, including:

  • Employer Retaliation: Some employers may try to intimidate or terminate workers who seek compensation.
  • Delayed or Denied Benefits: The UEF process can be lengthy and complicated, requiring extensive legal arguments to prove eligibility.
  • Financial Instability of the Employer: Many uninsured employers lack the financial resources to pay damages, making recovery difficult without proper legal strategies.

At Schotter Millican, LLP, we are well-versed in handling these obstacles and will aggressively pursue all available avenues to secure compensation for you.

To schedule a free case evaluation, call (718) 550-0610 or contact us online today.

Why Choose Schotter Millican, LLP?

  • We'll Be Your Resource
    Workers' Compensation can be confusing, but we're here to make sure you have everything you need.
  • When Others Quit, We Persist
    We'll push farther for our clients - when other firms may throw in the towel, we'll dig in deeper.
  • Activism Backed With Heart
    We have been involved in worker activism for decades, and we care deeply about you and your case.
  • We're Used to Winning
    Our attorneys have a long history of large appellate wins, so you can feel confident in our experience.
  • Videography Training for IME

    You will be trained by us to know how to videotape the independent medical examinations (IME) to protect your rights.

  • We Take Complex Cases
    We're not afraid of a challenge, and we'll use our experience to win even the most complicated cases.

Contact Schotter Millican, LLP Today!

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